11 + 1 Monthly Plan

Benefits of Monthly Plan

Safety

Unlike physical gold, it is virtually bought, and you don't have to worry about theft or expensive locker fees. Your gold is safely stored with us.

Easily Transform Into Physical Gold

You can easily convert your digital gold to physical gold anytime in the form of jewellery from our website or Apps.

Quick Sell

Sell anytime after 1 year of the lock-in period, without going anywhere, and receive money directly in your account.

Minimum Buying Quantity

Digital gold does not require a large sum of money for buying. You can buy based on your budget with the minimum amount of ₹500/month.

How it works

3 easy steps

own the jewellery you've always wanted

Buy It

Login with SIAM App or Website. Complete your account details with KYC, choose your time period (in years), installment amount, and nominee details & Choose your payment method.

Encash It

Enter your bank account details and the amount will be credited into your given bank details straight away within 2-3 working days.

Redeem It

In case you are buying online, you can redeem it after the completion of the lock-in period of 1 year, choose the products which you want to buy & you can also buy gold coins & add them to the cart.

FAQs

Terms & Conditions

This plan is applicable only for gold jewelry. It does not apply to 24kt gold bars.

No, this plan cannot be used during sales or combined with any ongoing promotions at Rushabh Jewels.

Payments can be made through CASH, NEFT, UPI, DD, RTGS, or POST-DATED CHEQUES before the 10th of every month. Customers can also provide post-dated cheques for the entire period for convenience.

No, any amount paid in advance will not be eligible for interest.

No, the amount deposited cannot be refunded before the maturity of the plan under any circumstances.

Customers must submit a copy of their Aadhar card and PAN card for verification.

The account holder must come in person to purchase the jewelry and present a valid photo ID and Pass Book at the time of purchase.

No, Rushabh Jewels will not be responsible for sending payment reminders. Customers must ensure timely payments.

Yes, the company reserves the right to change, amend, add, or delete any terms and conditions at its sole discretion.

Yes, but customers who choose to pre-close the plan will not be eligible for any bonuses or discounts.

No, customers must purchase jewelry equivalent to the total installment amount paid. Partial purchases are not allowed.

Yes, GST and other government taxes will be charged at the time of jewelry delivery.

All disputes will be subject to the jurisdiction of the competent court in Ahmedabad, Gujarat.

This plan will not apply to 24kt gold bars.
This plan will be applicable only on gold jewelry.
This plan is not valid during sales and cannot be combined with any ongoing promotions at Rushabh Jewels.
Payments are to be done by CASH, NEFT, UPI, DD, RTGS, POST, DATED, CHEQUES before the 10th of every month. Customers can provide post dated cheques for the entire period as per their convenience. The amount paid in advance will not be eligible for any interest.
Before the maturity of the plan, amount of money will not be given back to the customers under any circumstances.
Customers must submit their Aadhar card and Pan card.
At the time of purchasing the jewelry, the account holder will have to come in person, and present a valid photo ID and Pass Book.
The company or the Rushabh Jewels will not be responsible for sending the reminders for payments.
The company reserves the right to change, amend, add or delete any of the terms and conditions from time to time at its sole discretion.
Customers who choose to pre-close the plan will not be eligible for any bonuses or discounts.
Customers will have to purchase the jewelry for the total installment amount paid and partial purchases are not allowed.
Taxes- taxes including GST and other government taxes will be charged from the customer at the time of delivery.
All disputes are subject to the jurisdiction of the competent court located in Ahmedabad, Gujarat.